Panama City Beach Inshore Fishing 101: What to Expect


Panama City Beach anglers holding a redfish and a black drum

Nestled along the emerald shores of the Gulf of Mexico, Panama City Beach stands as an international fishing and vacation destination. With its stunning white sandy beaches, crystal-clear waters, and a plethora of activities, it's no wonder that this slice of paradise lures travelers from around the globe. One of the most captivating experiences you can enjoy in this coastal haven is inshore fishing. Whether you're a seasoned angler or a newcomer to the sport, Panama City Beach offers an inshore fishing adventure that's accessible, exciting, and sure to leave you with lasting memories.

Commonly Targeted Inshore Species in Panama City Beach


In the shallows of Panama City Beach's inshore waters, you'll find the mighty redfish. These fish are easily recognizable by their copper-colored bodies and the distinctive black spot that adorns their tail. Redfish are prime targets for inshore anglers, not just for their striking appearance but also for their tenacious fighting spirit. Hooking into a redfish guarantees an adrenaline-pumping battle, making them a favorite among Panama City Beach inshore fishing enthusiasts. Moreover, they're highly regarded on the dinner table, with their firm, white flesh making for delicious culinary creations.

Speckled Trout

The speckled trout, with its shimmering silver body marked with distinctive black spots, is another gem of Panama City Beach's bay waters. These fish are renowned for their delectable taste, making them highly sought after by anglers and seafood connoisseurs alike. Speckled trout are known for their aggressive hits, keeping anglers on their toes during the pursuit. The thrill of the chase and the promise of a rewarding meal make speckled trout a prized catch in these inshore waters.


Venture into the sandy flats and grassy areas, and you might encounter the masters of camouflage - flounder. These flatfish are experts at blending into their surroundings, making them a challenging target for inshore anglers. Their unique appearance, with both eyes on one side of their flattened body, adds to their intrigue. Flounder are not only elusive but also boast a delicate and succulent flavor that makes them a coveted catch for those who venture into Panama City Beach's inshore waters.


During the warmer months, Panama City Beach plays host to some tropical intruders - snook. These sleek, silver fish, with their distinct lateral line and large lower jaw, venture into the area's waters. Snook fishing offers a unique thrill as anglers chase these prized fish. Their acrobatic leaps and spirited fights create unforgettable moments for those fortunate enough to hook one. Although they are highly regulated, they also make for delicious table fare. Check regulations before harvesting a Snook, or any fish for that matter.

Tourists from northern or landlocked states who are used to freshwater fishing will especially be keen on targeting Snook. The fish is often described as a “bass on steroids,” and this is a description that we find fitting. 

Panama City Beach Inshore Fishing Tackle

Rods and Reels

Inshore fishing requires versatile gear. Medium-weight rods and 2000-3000 series spinning reels are ideal for most inshore species. This setup will allow you to comfortably throw lures all day, but is also suitable for fishing with live or dead/cut bait. 

Lines and Leaders

Although anglers can benefit from tailoring their line and leader to their target, a general setup of 20 pound braided line with 25-25 pound fluorocarbon leader will have you equipped to handle much of what the Panama City Beach inshore waters have to offer. 

Hooks and Bait

Match your hook to your target species. If you don’t know what you are targeting, let your bait size dictate your hook size. Live bait, such as shrimp, mullet, or pinfish, is highly effective. Artificial lures like soft plastics, swimbaits, and topwater plugs are also popular choices. Redfish and trout are known to hit spoons, soft baits, and topwater lures. Flounder will hit soft baits on a jighead or crustacean imitation lures bounced along the bottom. Snook will chase most lures as long as they are well presented, but swimbaits, topwater lures, and bucktails see the most success. 

Safety Gear

Don't forget essentials like sunscreen, hats, sunglasses, and a first-aid kit. Protect yourself from the sun's harsh rays during long days on the water.

Prime Inshore Fishing Areas in Panama City Waters

St. Andrew Bay

A Diverse Ecosystem: St. Andrew Bay's diverse ecosystem makes it a hotspot for inshore anglers. Its mix of seagrass beds, oyster bars, and deep channels provide ideal habitats for redfish, trout, and flounder.

Grand Lagoon

Snook Paradise: Grand Lagoon offers a serene setting and is known for its abundance of snook, especially during their seasonal visits. The winding channels and structure-rich areas make it a haven for anglers seeking these tropical intruders.

Grass Flats

Hiding Spots for Speckled Trout: Nearby grass flats, such as those in West Bay and East Bay, teem with life. These flats provide essential feeding grounds for speckled trout and offer a picturesque setting for inshore fishing.

Each of these areas boasts unique characteristics that cater to different preferences and skill levels, ensuring that Panama City Beach has something to offer every inshore angler.

Start Your Inshore Fishing Adventure

Inshore fishing in Panama City Beach is more than just a vacation activity; it's an immersive experience that allows you to connect with the area's rich marine life and natural beauty. Whether you're a seasoned angler looking for your next trophy catch or a novice seeking the thrill of your first hookup, Panama City Beach has it all. With the balance of relaxation and excitement that this coastal paradise offers, book a Panama City Beach fishing charter. You're bound to leave with not just fish tales but also cherished memories of your inshore fishing adventure. 

Top Charters Near Panama City Beach, FL

Monas Ark Guide Service
Delavan, WI (6146.06 Miles Away)
Montana Trout Wranglers
Belgrade, MT (7226.53 Miles Away)
Old Timer Fishing Charters - Lake Erie
Fairview, PA (5718.58 Miles Away)
Prime Time Fishing Charters
Traverse City, MI (6000.61 Miles Away)
(5.0, 55 Reviews)
Musky Operations Guide Service
Chippewa Falls, WI (6285.58 Miles Away)
Central Coast Angling
Traverse City, Michigan (6001.61 Miles Away)
Leave a Message